Proposition ‘1’
Logan-Rogersville Fire Protection District
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ISO RATINGS As of December 1, 2005, the Insurance Services Office (ISO) issued new ratings for the Logan- Rogersville Fire Protection District. In March 2004, an ISO field representative performed an in-depth analysis of the LRFPD and the districts public water system, that included the City of Rogersville and Springfield City Utilities, to determine the District's fire protection capabilities. The information compiled by ISO showed that the District received an ISO Public Protection Class (PPC) of a 4, 7 and 10 rating. The classes range from 1-10, with 1 being the best. By classifying fire departments’ abilities to suppress fires, ISO helps communities evaluate their public fire-protection services. The program provides an objective, countrywide standard that helps fire departments in planning and budgeting for facilities, equipment and training. The new ISO ratings are:  The areas with hydrants – received a Class 4 rating, down from a 6. Properties NOT within the public water systems but that are within five (5) road miles of Logan-Rogersville Fire Stations and within 1,000 feet of a fire hydrant dropped from a Class 10 to a Class 7 rating. The LRFPD performed and passed an alternate water supply exercise for ISO that qualified for this reduction in the rating. Properties outside of the public water systems that are beyond five (5) road miles of these fire stations received a Class 10 rating. What is an ISO rating and how does it affect citizens? Insurance companies need reliable, up-to-date information about a community's fire protection services. ISO provides this information through the Public Protection Classification (PPC) program about municipal fire protection services throughout the country. ISO analyzes the relevant data and assigns a Public Protection Classification, a number from 1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire suppression program does not meet ISO’s minimum criteria. Nearly all U.S. insurers of homes and business property use ISO’s PPC to calculate premiums. Therefore, as a rule, the price of insurance in a community with a good PPC is substantially lower than that of a community with a poor PPC, if all other factors are equal. Therefore, the lower the rating LRFPD can obtain should result in lower insurance rates.  A community's PPC depends on several different factors to include the following: Receiving and handling fire alarms, including telephone systems, telephone lines, staffing and dispatching systems. The fire department, including equipment, staffing, training and geographic distribution of fire companies. The water-supply system, including the condition and maintenance of hydrants, and a careful evaluation of the amount of available water compared with the amount needed to suppress fires. How will the passage of the tax levy affect ISO ratings? If the tax levy is passed, a new staffed station will be opened.  Opening a staffed station has effects on response times that will be taken into account during an ISO analysis of the district.  Additionally, the replacement of the water tankers will increase the delivery of much needed water in the rural setting.  With the additions and changes in place after the passage of the tax levy it is our pledge to work towards and drop in the ISO rating that consequently lowers insurance rates. 
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